A new study from the Employee Benefit Research Institute found deferred income annuities (DIAs) held within a 401(k) could be a critical component to a secure retirement. According to a recent ThinkAdvisor article, individuals who purchased a DIA at age 65 with no death benefits …
For most retirees, the biggest fear later in life is running out of money. One of the only solutions to this issue is purchasing a life-long stream of income, or annuity product. With an immediate annuity, you pay a lump-sum up front and then begin …
Every year, thousands of individuals are involved in accidents that require years of medical care, often funded by a lump-sum financial settlement. Because it can be extremely challenging to manage such care with an all-cash settlement, many end up settling legal claims with a structured …
When financially planning for retirement, it is just as important to plan on how to efficiently distribute assets as it is to accumulate them. And while each individual’s retirement income plan is as unique as they are, there is one rule of thumb that can …
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